Hastings Direct Car Insurance Review

If you are looking for car insurance, you might want to look at Hastings Direct. This insurance company has a four-star Trustpilot rating and offers a range of discounts and other benefits, including legal expenses cover and a protected no-claims bonus. It also pays its cashback on time. The company’s customer service is good, and they have reasonable cashback rates.

Hastings Direct offers a four-star rating on Trustpilot

We used Hastings Insurance to insure our car, as the policy offered the best price and cover combination. It also offered an online policy, which we could pay for online. In addition, the company acknowledged our insurance coverage within a few hours.

Hastings Direct offers discounts.

There are several ways to save money on car insurance with Hastings Direct. There are discounts on the amount of your premium, MOT vouchers and cash back. All of these are available when you purchase your policy online. In addition, you can join the Hastings Direct Rewards program to receive freebies.

You can also save 10% on your car insurance premium with the Hastings Multi Car insurance scheme. This scheme can insure up to 4 cars, paying monthly or yearly. This allows you to build up no claims discounts on the leading car. There is a single point of contact for each policy, which will make it easier for you to manage.

In addition to discounts on the premium amount, Hastings Direct offers several telematics car insurance services. These services can help young drivers cut down their insurance costs. For example, Hastings Direct’s SmartMiles program rewards young drivers with discounts if they drive safely. No claims discounts are also available, with Hastings Direct guaranteeing not to remove your no claims bonus if your car is stolen or vandalised.

Hastings Direct offers legal expenses cover.

Hastings Direct car insurance offers legal expense covers for those involved in an accident. This policy is designed to protect you in the event of an accident, even if you weren’t at fault. It includes legal expenses covering up to PS100,000 and European cover. It also includes road rage and carjacking benefits. Hastings Direct car insurance also offers substitute vehicle cover, which covers the cost of a temporary car. It also has various features, including multi-car insurance and an app called MyAccount.

Hastings also supports community causes and is committed to improving the environment. Their ‘Be the Change initiative, launched in 2018 in Bexhill and Leicester, seeks to help young people develop life skills and overcome barriers to school. The company has also pledged to reduce its carbon footprint by offering free charging points to electric car drivers and discounted train travel for their employees. Additionally, Hastings has introduced cycle-to-work schemes and a plastic-free initiative.

The Hastings Direct car insurance app is available on both Google Play and App Store. The app allows you to access your policy, make changes, and track car claims. Customers can also pay for their policy monthly, subject to a finance charge of 29.9%.

Hastings Direct offers a protected no-claims bonus

Protected no-claims bonus (NCB) insurance is available with Hastings Direct. It is a bonus offered to drivers with no claims history and who have stayed on the road for a year. It is a great way to save money on insurance.

You can also get extras such as legal protection and breakdown cover. You can compare quotes online or via the phone. Hastings Direct also has a freephone number on 0800 00 1066 if you’re in an accident. It offers affordable car insurance and is rated 5-stars by Defaqto. The company is also a Consumer Moneyfacts Car Insurance Provider of the Year.

Hastings Direct provides personal accident cover, EU cover for up to 90 days and emergency breakdown assistance. It also offers a protected no-claims bonus and is an excellent choice for those who don’t drive.